Professional in Human Resources (PHR) Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Get ready for the Professional in Human Resources (PHR) Exam with flashcards and multiple choice questions. Study effectively with hints and explanations. Prepare for your certification success!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What type of claims does employment practices liability insurance (EPLI) cover?

Claims related to workplace accidents
Claims of legal rights violations by employees
Claims regarding employee benefits
Claims related to recruitment processes

The correct answer is: Claims of legal rights violations by employees

Employment practices liability insurance (EPLI) is specifically designed to protect employers against claims made by employees that allege violations of their legal rights in the workplace. This can encompass a wide range of issues such as discrimination, harassment, wrongful termination, retaliation, and other employment-related claims. These claims typically arise when employees feel that their legal rights have been infringed upon by their employer or others within the workplace. The other options do not align with the primary focus of EPLI. Claims related to workplace accidents fall under workers' compensation, which is a separate type of insurance covering injuries that occur on the job. Claims regarding employee benefits typically involve compliance with health care and retirement plan laws, which also doesn't fall under EPLI. Lastly, claims related to recruitment processes might involve discrimination during hiring but are generally not covered under EPLI unless they relate to broader claims of legal rights violations. Thus, EPLI is most accurately described as covering claims of legal rights violations by employees.